Below are details of leading over 50s life insurance companies who offer subject to t&c's guaranteed acceptance with no medical required.

Over 50s Life Insurance Company


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With over 50s life insurance from LV there are no medical or health questions and guaranteed acceptance (subject to the conditions on their website). Cover starts from £5 per month and you can choose life cover up to £25,000. Cover continues for free after the age of 90.

Choice of
£30 M&S Vouchers
DAB Radio
Digital Photo Frame


Engage Mutual are a financial services organisation dedicated to providing simple, accessible, value-for-money products which aim to protect, preserve and enhance people's welfare. Any UK resident can apply for their over 50s life insurance and they guarantee to accept you without a medical if you are aged between 50 and 80. Cover starts from 27p a day.

5% off for online applications.


If you’re aged 50-85, from just £4 a month the Sun Life Direct Guaranteed Over 50 Plan could be right for you. It is an affordable way to leave your loved ones a fixed cash sum when you’re gone, either as a cash gift or to help towards funeral costs.


Guaranteed life cover for the Over 50's from Scottish Friendly. Competitive rates for non-smokers.


over 50s life insurance cover with no medical required.