RIAS over 50's Home Insurance.

October 2012 : If you find comparable home insurance cover at a better price within 3 months of taking out a policy, RIAS will refund the difference providing a home insurance claim has not been made.

RIAS Over 50's Home Insurance Review.

RIAS specialises in providing high quality, low cost insurance for the over 50s. Since their launch in 1992 they have dedicated themselves to the over 50s market, which means that RIAS customers enjoy the benefits of service and products tailored to their specific needs, professional advice and great value for money. They provide their customers with everything they need to make a decision on the insurance that's best for them.

RIAS are now one of the largest providers of general insurance to the over 50s in the UK, and a million people have chosen them for their home, car and travel insurance. They are a healthy, profitable and growing company, and their ambition is to become the first choice financial services retailer for the over 50s.

RIAS Home Insurance for the over 50's offers
  • Buildings cover up to £1 million
  • Up to £50,000 contents cover as standard (can be increased up to £100,000)
  • New-for-old replacement on damaged or stolen items (excluding clothing and household linens)
  • Accidental damage cover to electrical equipment such as TVs and computers
  • Identity Theft Assistance service – a support service to help if you believe you are a victim of this type of crime

  • RIAS will even reimburse you up to £25 if you’re charged for switching your home insurance policy to them by your current home insurance provider.

    The standard Rias buildings insurance cover is wide ranging but you may wish to add the Accidental Damage cover. This protects you against damage to the structure of your building - for instance, if you were in the loft and accidentally put your foot through the ceiling.