Below you can compare  some of the best offers from credit card companies to help you decide on the best credit card for your circumstances

MBNA PLATINUM CREDIT CARD

Have more with MBNA!  The MBNA PLATINUM CREDIT CARD gives you 0% on balance transfers for 13 months on transfers made within the first 90 days (2.9% handling fee applies) AND 0% on card purchases* for 3 months with a 15.9% APR typical rate (variable). There is no annual fee to pay and no liability or excess to pay for theft, loss or fraudulent Internet use - as long as you tell us as soon as your card cannot be found or you notice any unusual transactions on your account. On top of that, there is a free 24-hour worldwide telephone helpline and online banking service that provides control and flexibility in managing your account. *Your repayments will be allocated to balances at the lowest rates first. If you have balances attracting the same promotional rate, we will allocate your repayments to the balance at the promotional rate which ends first.

HALIFAX ALL IN ONE CREDIT CARD

Consumers can benefit from 0% for 9 months on purchases balances transferred (3% fee and a typical 15.9% APR (variable). Plus, there are the following great extras: •No annual fee •Up to 59 days interest free credit on all purchases if the balance in full in paid off each month •Cover against online fraud when purchasing on the Internet •Card replacement if lost •Additional Cards available •Around the clock service •Choice of 5 card colours - Black, Pink, Red, White and Blue   Further information on the Halifax all in one credit card

HSBC CREDIT CARD

This offer for the HSBC Credit Card is only available to existing HSBC customers.     0% for 15 months on balance transfers within 30 days of opening 2.9% balance transfer fee applies (min £5) Typical 16.9% APR variable. HSBC Bank Credit Card

VIRGIN CREDIT CARD

- 0% for 16 months on balance transfers (from the date your account is opened. Transfers to be made within first 60 days. 2.98% handling fee applies)- 0% for 3 months on card purchases* (from the date your account is opened) - Discounts at loads of Virgin companies - Discounted vouchers for leading high street stores - Typical rate 16.6% APR (variable) To apply for the virgin credit card you should ideally be aged 25-44 with an income of over £27K. The Virgin Credit Card application process is for people aged 23+ Further information on the Virgin Credit Card

VANQUIS CREDIT CARD- A CREDIT CARD FOR THOSE WITH A POOR CREDIT HISTORY

Vanquis Bank’s products serve customers ranging from those who have had credit problems in the past, to those completely new to credit, are self-employed or have a low income.Their aim is to provide a range of credit cards that give you the options you deserve.   Applicants for a Vanquis Blue or Gold Card must be UK residents and over 21 Applicants must be registered on the voters roll Applicants must not have an outstanding County Court Judgement against their name or one that has cleared within the past year   FURTHER INFORMATION ON THE VANQUIS CREDIT CARD