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Life insurance is a great way to ensure your family and dependants will be financially secure when you’re gone. By paying a small amount each month, you can leave a much bigger amount to your family when you die. Plus, receive a £50 Debenhams giftcard* with your new policy. Life Insurance provides invaluable peace of mind and can be used for the following: Pay off your mortgage Help finance dependants’ present and future education Provide finance to help your family maintain their lifestyle Pay off credit card or personal loan debts Cover funeral costs Debenhams offer the following Life Insurance products: Life Level Term Insurance Life Level Term Insurance has an amount of cover which remains the same throughout the term of the policy. You decide the number of years you wish the policy to be in force and the level of cover you require at the outset. This policy will pay out on the death of the insured, or if critical illness cover is added, on the diagnosis of a specified critical illness. Whichever occurs first. Life Level Term Insurance with Critical Illness Cover Mortgage Life Insurance The amount of cover which a Mortgage Life Insurance policy provides decreases in line with the outstanding balance on a standard repayment mortgage. You choose the length of the policy (which is usually the same as the remaining years on your mortgage) and the initial level of cover at the outset. This policy will pay out on the death of the insured, or if critical illness cover is added, on the diagnosis of a specified critical illness. Whichever occurs first. Mortgage Life Insurance with Critical Illness Cover Critical Illness Cover A Critical Illness policy pays out a lump sum upon diagnosis of a serious illness that is specified in the policy. The term and sum to be insured are decided at the outset. If a critical Illness is diagnosed during the specified term then the sum insured is paid out. *Your giftcard will be sent to you 40 days after you have made your sixth month’s life insurance payment. This offer applies to new policies only.Debenhams Retail Plc is an introducer appointed representative of Investment Discounts On-Line Ltd, who are authorised and regulated by the Financial Services Authority under the reference no. 197451. theidol.com is a trading style of Investment Discounts On-Line Ltd.