Some bereaved families are being turned away by undertakers because they fear that they will not
pay the funeral bills. The C.A.B has produced some figures that show that the UK's funeral industry is owed
around £60m and this figure had doubled over the last 2 years. With a typical funeral now costing over £2,000
and many people still losing their jobs in the UK it is no surprise to find difficulties arising and the BBC interviewed an
undertaker who is owed £30,000 in unpaid fees andsaid his work "is getting more and more like a money lending
service" The funeral director now asks families for a cash deposit of several hundreds of pounds.
He said: "We don't want to do it because we provide a service for the families, and the families are struggling to
pay, but unfortunately we're a business at the end of the day and we've got to get the money in."
There
are options open to those though who think that their families might struggle to raise the money to pay for their funeral.
LV=Liverpool Victoria offer funeral Plans as do Legal & General who offer an over 50s Funeral Plan which is open to anyone provided that they are
aged between 50 and 80 and a UK resident and you reside in the UK for at least 183 days per year. They won't ask you ask
you to have any medical assessments either. The plan is designed to cover the costs of a traditional cremation funeral. However, Legal
& General understand that every one is different and if you prefer to have a burial then the plan will provide a
contribution towards your burial funeral costs.
The Legal & General Funeral Plan – for those who
want to ensure that the costs of their funeral are covered. The benefit of the Funeral Plan is that when you die the costs
of a traditional cremation funeral (or a contribution towards the costs of a burial) are paid directly to Dignity, who will
arrange the funeral through their network of funeral directors. This plan benefit and premium will also increase in the same
way as the Increasing Plan.
Due to FSA Regulations we are not able to give a full breakdown of the Legal &
General Funeral Plan but if you require more information on the funeral plan details can be found below.
