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Leave a little something behind for your loved onesDo you have life insurance? If not, it’s something you should perhaps consider, and an over 50s life
insurance plan from Sun Life Direct is surprisingly affordable. In this uncertain world no-one knows what’s around the
corner, so you might want to start thinking about making preparations for when you are no longer around.Life insurance need not be complicated. At Sun
Life Direct, they make it simple with the Guaranteed Over 50 Plan aimed at those aged 50-85. Provided by AXA Wealth Ltd, it
pays out a fixed cash sum on death - which could help to provide some financial relief for your family when you’ve gone.There are many reasons to
start thinking about life insurance. You may have a new grandchild on the way and would like to leave a cash gift behind for
them. Maybe you’ve experienced the loss of a close friend or family member and realised the financial impact a death
can have on those left behind. Or perhaps you just want to put something by to help those you love in what will be a difficult
time.
Whatever
your reason, consider the following questions and then ask yourself whether you’ve made suitable provisions:
How will your family pay your
funeral costs?
Did you know that the average cost of a funeral is £3,284*? And when you include associated costs such as order
sheets, notices, flowers, venue hire, catering, limo hire and a memorial the cost could rise to over £5,200**. That’s
right, dying can be an expensive business.No one wants to put a price on death, but you may want to consider these costs if you are thinking about
making funeral plan provisions. With the Guaranteed Over 50 Plan from Sun Life Direct, you can help your family cover some
of your funeral expenses.If you are considering using life insurance to help your family with funeral costs, just remember that although the
cash sum paid out is fixed, the cost of funerals will go up over time. This might mean that your cash sum won’t cover
as much of the funeral cost as you hoped. So please bear this in mind when choosing the cash sum you leave behind. For more
information about the cost of funerals, visit .sunlifedirect.co.uk.
Can your loved ones cover unpaid bills?Have you ever wondered how your family will manage
in those first few weeks and months? Losing you will be devastating enough for them without the worry of how to pay the next
gas or electricity bill, or how they will cover unpaid bills that you didn’t have the chance to take care of.Life insurance from Sun Life
Direct can help take some of that worry away from your family, and give you some peace of mind.
When you’ve gone, what will you leave
your family?Life
insurance could provide a legacy; something for your loved ones to remember you by. And with a Sun Life Direct Guaranteed
Over 50 Plan, you could leave a cash gift for your loved ones from as little as £4 a month; perhaps something for the
grandchildren to help them build their future?The cash sum would be payable on death as long as you have had the Plan for at least two years. But if you
were to die within the first two years, Sun Life Direct would return all the premiums paid, plus half as much again, to your
estate.
Put your trust in Sun Life DirectSun Life Direct is the leading life insurance provider of whole of life plans for the over 50s◊. Their
experience and knowledge allows them to understand the life cover needs of people like you. Over the years, they have developed
a range of straightforward, easy to understand over 50s life cover products that are simple to arrange; and with products
like the Guaranteed Over 50 Plan, more and more people are joining them every day.Their most popular product The most popular life insurance plan Sun Life Direct
offer is the Guaranteed Over 50 Plan. A whole of life plan which offers a fixed cash sum payable on death once the customer
has held the Plan for at least two years. And with premiums starting from just £4 a month, the Guaranteed Over 50 Plan
offers the UK’s lowest premium for this type of cover – you can’t get this type of life cover anywhere else
for less! All they ask in return is that the customer continues to pay their chosen premium every month throughout their life,
because if they stopped paying, their Plan would end and they wouldn’t get anything back. As with most plans of this
type, depending on how long the customer lives, they could pay more in premiums than the cash sum paid out.You should also be aware that as the cash sum
is fixed, over time, inflation will reduce its value. So isn’t it time you considered putting a Plan in place? If you’re a UK resident, and aged between 50 – 85, why
not visit sunlifedirect.co.uk for more information and a no-obligation quote, and discover how you can leave a little something
for your loved ones with a Guaranteed Over 50 Plan from Sun Life Direct.
* Mintel Research Consultancy, Average Funeral Pricing Survey –
July 2012.
**Mintel
Average Cost of Dying, July 2012
◊ Most popular whole of life guaranteed acceptance plan bought directly. ABI statistics, Q1-Q4 2011£4 is the lowest monthly
premium on the market for this type of product as at 16/10/12
Issued by AXA Wealth Services Ltd trading as Sun Life Direct. Authorised and regulated by the Financial Services
Authority.
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