M & S offer both standard and premier home
insurance and as well as saving 20% online Marks and Spencer Cardholders will receive 1000 points. M & S have a 24 hour
helpline should you be unfortunate to need to make a claim on your home insurance policy. M & S offer flexibility with
their home insurance policies so you can mix and match.
Marks and Spencer Home Contents Insurance includes Household goods, frozen foods, personal effects,
office equipment, valuables and money (up to £500) are included provided that they belong to you or your family or you
or they are legally responsible for them. M&S Buildings Insurance covers the structure of your home
including landlord’s fixtures and fittings and the following if they form part of the property: oil and gas tanks; cesspits;
permanent swimming pools; tennis hard courts; walls; gates; fences; hedges; terraces; patios; drive, paths; car ports; garages;
and outbuildings.