Legal & General Home Contents & Buildings Insurance.

Welcome to home insurance that revolves around you – and your budget – from Legal & General. For people who just want to cover the necessities, we’ve removed some of the features from our more comprehensive Extra product to create Essentials. So instead of having cover for things you might not need, like plants in the garden, freezer contents or credit cards – you pay a lower premium. You can still tailor the home insurance policy to suit your needs with a range of optional add-ons.  Essentials covers as standard:   ■Loss or damage from fire, flood and theft ■Loss or damage from subsidence and falling trees ■New for old on contents (except on clothing over 2 years old) ■Up to £25,000 for alternative accommodation (if you have to temporarily move out of your home because of an insured event such as a fire) Essentials could be right for you if: ■You’re happy to agree a higher excess than with our Extra cover ■You don’t mind not having the option for extended accidental damage for buildings and contents.  Legal & General has also been named Best Mortgage Related Insurance Provider in the 2010/11 Your Mortgage Awards.  Enjoy excellent value and service from an award-winning name you can trust. Why pay for cover you don’t need? With Essentials Home Insurance from Legal & General you can pay to cover the necessities and still get the same great service, from a name you can trust. Do you know how much your possessions are worth? Use the online Contents Calculator to find out.