Legal & General Home Insurance.


Legal and General Home Insurance Review.

Welcome to home insurance that revolves around you – and your budget – from Legal & General.

For people who just want to cover the necessities, we’ve removed some of the features from our more comprehensive Extra product to create Essentials. So instead of having cover for things you might not need, like plants in the garden, freezer contents or credit cards – you pay a lower premium.
You can still tailor the policy to suit your needs with a range of optional add-ons.
Essentials covers as standard:
Loss or damage from fire, flood and theft 
Loss or damage from subsidence and falling trees 
New for old on contents (except on clothing over 2 years old) 
Up to £25,000 for alternative accommodation (if you have to temporarily move out of your home because of an insured event such as a fire) Essentials could be right for you if:
 Youre happy to agree a higher excess than with our Extra cover 
You dont mind not having the option for extended accidental damage for buildings and contents.

Legal & General has also been named Best Mortgage Related Insurance Provider in the 2010/11 Your Mortgage Awards.  Enjoy excellent value and service from an award-winning name you can trust.

L&G Home Insurance Website

Legal & General understand that not everyone wants the same thing from their home insurance. That’s why they developed home insurance that offers you a choice of cover. Choose from Extra or Essentials and get something different.

Legal & General have been helping customers protect their homes for 60 years and so Essentials and Extra have been developed by understanding what matters to customers.

With Essentials and Extra, customers can choose from two levels of buildings and contents cover to suit their needs. Whichever option they choose, they’ll get the same great service from a name they can trust.



Legal & General Home Insurance Review.