Marks and Spencer (M&S) Travel Insurance.

April 2013 : Simply choose the travel insurance cover you want, and any optional extra covers that you need. Optional extra covers include baggage, winter sports, golf and business.

Marks and Spencer (M & S) Travel Insurance Key Features.

Choose single trip or annual multi-trip cover

If you go away more than once a year, the annual multi-trip option may be the best value.

Replacement of lost or stolen items

Money, travellers’ cheques and documents like your passport and driving licence could be replaced if they’re lost or stolen (age limits apply).

Medical emergency cover

If you’re ill or have an accident while on holiday, your medical expenses could be covered up to £10 million.

Cancellation or curtailment

Claim compensation for irrecoverable costs for up to £6,000 if your trip is affected by illness, injury or redundancy (subject to policy terms and conditions).

Cover for independent travel

If you’ve booked your trip independently, you should consider optional travel disruption cover. This insures you against natural disasters, bad weather, strikes, cancellation due to British Foreign & Commonwealth Office (FCO) advice, insolvency of airlines or denial of boarding. It's important cover to have if you've booked your flights, hotels and car hire separately rather than through a tour operator, so you can be safe in the knowledge that your whole trip is covered (subject to terms and conditions.

Personal accident

If you get badly injured on your trip, you could claim up to £25,000 compensation (up to £1,000 for those aged over 64 or under 16).

Tailored to suit you

Enhance your policy with a range of cover options including:

    Baggage – protection if your bags go missing or get damaged

    Hazardous or winter sports – cover for various activities including mountaineering, scuba diving, snow activities plus equipment loss/damage and even piste closure

    Travel disruption cover - ensure all the elements of your holiday are covered when you book them separately. You’re even covered against natural disasters, bad weather and even strikes.

Online medical screening

You don’t have to discuss existing medical conditions over the phone. Simply fill out the online form and, on acceptance, they’ll arrange the extra cover you need.

M&S Bank have carefully selected AXA Insurance UK plc to provide this quality travel insurance. Terms, conditions, exclusions and limitations apply.

Marks and Spencer (M & S) Travel Insurance Review.
Marks and Spencer Travel insurance has fewer age limits than many travel insurance policies as M & S offer Annual Travel Insurance to travellers up to the age of 75 to the USA, Canada and Caribbean and 80 for travellers to the rest of the world.
All M & S travel insurance policies also come with the Marks and Spencer Travel Assistant.

Every travel insurer has different definitions as what counts as european travel insurance but for M&S the options are
United Kingdom-means England, Scotland, Wales, Northern Ireland, Isle of Man and the Channel Islands.
Europe-means the United Kingdom, Republic of Ireland, the Continent of Europe westof the Ural Mountains, Iceland, Morocco, Tunisia, Turkey, the Mediterranean Islands,Madeira, Azores, and the Canary Islands.
Worldwide Excluding USA-means the World including the United Kingdom, Europe but excluding USA, Canada and the Caribbean Islands.
Worldwide-means the whole World including the United Kingdom, Europe and USA, Canada and the Caribbean Islands.

M&S; Annual Travel Insurance Website

marks and spencer travel insurance,