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The sector is dominated by the big names such as the AA and RAC. But being towed home if your car breaks down is just
another form of insurance and there are lots of cheaper money saving alternatives.
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If you use annual holiday insurance when the renewal notice comes don't renew it until your next holiday is due to be booked. If you are not planning on booking
a holiday for a few months why pay for insurance you will not be using. |
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Insuring a mobile phone can cost as much as £6 per month. Have you checked your household contents insurance? as many
cover them. You could potentially save £72 each year with this money saving tip.
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Your mortgage provider will often try to push their offerings on you but shop around to make sure their insure offerings
are cost effective. This one reduced my bill and gave me savings of almost 45% in the past.
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Consider increasing the excess you pay on you home contents insurance as the higher the excess the less you should pay for your household insurance. |
SHOP AROUND as the price differences between different providers of home insurance can be quite startling.
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Being loyal to your current insurer may be quicker and easier at renewal time, but shopping around could save you as
much as £200 on your car insurance. Always look to get at least 3 quotes and if time is an issue use one of the online comparison
sites. Also remember that some companies like Directline don't allow their offerings on comparison sites. An example of the
savings was a policy that was with the RAC at renewal time they quoted £235. Bit of research and the quote was £190.35
for identical insurance. RAC would not match it so bye bye RAC and hello Marks and Spencer car insurance and £44.64 saved. |
Sometimes you can get car insurance premiums reduced by adding a second named driver with a good insurance record. |
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When filling the car insurance quote in play around with the excess figures to see which seems to offer the best risk/reward
ratio.
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