Marks and Spencer Bank.

September 2011 Currently Marks and Spencer are offering 15% off their travel insurance if you order online. Further details of the Marks and Spencer travel offer can be found below.

Marks and Spencer Bank (Marks and Spencer Financial Services) Profile
Marks and Spencer Bank was set up in 1985 and started life with the M & S store card but was soon to venture into other financial products. 
Marks and Spencer Financial Services plc are a subsidiary of HSBC Bank having been bought by them for £763 million in 2004 and a 50:50 profit share was established between the two groups.
Marks and Spencer Financial Services and HSBC have seperate licences regarding the financial services compensation scheme so you are covered up to £50,000 with both.

Details on the M&S Home website.

Marks and Spencer Bank Product Range
M & S Bank offers a range of products.
For savers the accounts include
Cash ISA
Fixed Rate Savings
UNIT Trusts
Marks and Spencer credit cards are a mastercard or chargecard. Loans are also available as well as travel money and insurance products include life insurance, pet insurance, wedding insurance, car insurance, travel insurance and home insurance.

Cover for loss or damage to the basic buildings forming your home, including fixtures and fittings is provided, with limited accidental damage cover to ceramic hobs, glass and sanitary ware. Marks and Spencer also pay for alternative accommodation where necessary.
Standard Cover safeguards against theft, loss or damage to the contents of your home, including accidental damage to TV, video, audio and computer equipment. You can make one contents claim every four years and keep your no claims discount.

Marks and Spencer Pet Insurance

If you insure with Marks & Spencer, you'll discover that it can cost you a lot less than you'd think. New customers receive a 15% discount when they apply online and M&S cardholders will receive 250 M&S reward points when they take out a new policy.Vet's bills covered up to £7000 a year, with treatment as long as it's needed provided you keep your policy renewed. Save 5% for each additional pet you insure.  


New customers can receive a 15% discount when they buy online. No excess option if you pay a little bit more - apart from excesses applied for medical conditions. Cover up to £6000 for cancellation or curtailment. Up to £2500 per person for lost baggage


Marks & Spencer Car Insurance

Fed up of phoning around for a good deal on your Car Insurance? With Marks & Spencer, you can get a quote and apply online.

And that's not all you'll save...

All M&S Car Insurance customers get UK and European Breakdown Cover included as standard with their policy, plus a free hire car for up to 14 days after an accident, fire or theft.
Key Features

• Inclusive comprehensive breakdown cover in the UK and Europe
• Inclusive up to 14 day hire car after accident, fire or theft
• Inclusive courtesy car after that, subject to cover and availability
• Inclusive Keycare for Marks & Spencer & MORE Card customers
• Repairs guaranteed for 3 years, completed by approved repairers
• Easy application with no forms to fill
• Helpful telephone claims service
• Green card for unlimited trips abroad for up to 90 days travel per trip
• M&S put the wheels in motion
• Instant quotes by freephone or online
• Instant cover
• Debit card, credit card or direct debit payment
• Comprehensive, third party fire and theft or third party only cover


marks and spencer bank.