Legal & General Life Assurance Review @21/06/2012

Legal & General Life Insurance

FREE £40 M&S voucher with Legal & General life insurance

Legal & General are offering new customers a great deal – £40 worth of M&S vouchers when you take out a life insurance or mortgage life insurance policy online. Terms and conditions apply. Offer ends 31/06/2012.

Why choose Legal & General Life Insurance?

· Over 90% of customers rate their overall service as good/very good or excellent.

· They offer you a 4% discount if you pay your premiums annually.

· They have won numerous awards in recent years for their protection business, such as Best Life Assurance Provider at the Financial Adviser Life & Pensions Awards 2011.

There are two main product types – both of which can be applied for online.

Life insurance – both level term and decreasing term.

Level term means the amount insured remains the same throughout the term of the life insurance policy, unless the policyholder chooses to exercise his/her guaranteed insurability option or alter their plan. Decreasing is similar but the amount decreases over the term of the life insurance policy. This cover is usually chosen to help protect a repayment mortgage.

Mortgage life insurance – this offers both level term and decreasing term option.
Providing the same benefits as above but with the addition of SmoothMove.  SmoothMove is a free 24 hour moving day rescue service, provided by Inter Partner Assistance – part of one of the largest international emergency assistance groups.


Legal & General Life Assurance