Over 50’s Guaranteed Protection Plan provides guaranteed life assurance for anyone aged over 50. You
have life cover for as long as you pay your premiums. Full life insurance begins after your second year. If you die of natural
causes within 2 years, full premiums are returned. For accidental causes, full life insurance will be paid. When you reach
85, you no longer pay premiums, but your level of life cover remains the same. Depending on how long you live, the total premiums
paid may be more than the amount payable on death. If you stop paying before you’re 85, the cover will stop and the
plan has no cash-in value. Remember inflation will reduce the buying power of the cash sum payable on death.