HSBC Cash ISA Review @ 20/02/2011.

The annual ISA subscription limit changed for all eligible individuals on 6 April 2010. The Government has increased the amount that individuals are allowed to save or invest in an Individual Savings Account each year. The overall subscription limit has increased from £7,200 to £10,200. The cash ISA subscription limit has increased from £3,600 to £5,100 and you can choose to invest the overall ISA allowance in a Stocks and Shares ISA or alternatively, you can invest up to £5,100 in a Cash ISA and your remaining allowance in a Stocks and Shares ISA.


Interest AER

Minimum Investment


Cash e-ISA



Tiered interest rates of up to 2.75% AER so the more you save the more interest you will earn.

Fixed Rate Cash ISAs



Fixed rate for the first 12 months, the account then becomes a Variable Rate Cash ISA, with the applicable variable rate. No bonus is applied to the Variable Rate Cash ISA. Interest is paid at the end of the initial 12 months. Only available to HSBC Premier, HSBC Advance and HSBC Graduate (Advance) customers.

HSBC Variable Rate ISA



An additional 1% bonus interest is available for the first 12 months on new accounts. Available to anyone aged 16 years or over, provided you are a UK resident and ordinarily resident for tax purposes.

hsbc cash isas