Churchill Travel Insurance Review

Churchill offer single trip and annual travel insurance and if you don't need baggage cover, prices can start from as little as £7.21 per person.  Annual cover starts from £36.95 with a choice of optional extras like golf insurance, wedding insurance and winter sports cover. The excess is the amount you must pay towards any claim. The excess on all Churchill Travel Insurance policies is £50. The excess can be removed from annual policies for an additional premium. If you use an EHIC to reduce the cost of your medical treatment in Europe and Churchill successfully recover 75% or more of any amounts they have paid on your behalf, you will not have to pay the excess on your travel insurance policy. Churchill offer half price cover for children under 14 on both single and annual travel insurance policies.

Do Churchill have age limits on their travel insurance policies?

Single trip travel insurance policies are available to policyholders aged 18 - 99 and are valid for travel for up to 90 days for people aged between 18 - 64 and up to 45 days for people aged between 65 and 99. Annual travel insurance policies covering worldwide regions are available to policyholders aged 18 - 64. Annual travel insurance policies are available to policyholders aged 18 - 99 for the European region. Winter sports cover is available to people under 65. If there is someone on your policy who is aged 65 or over, you can still buy a policy for everyone but that person will not be charged or covered for the winter sports part.

Which Churchill Travel Insurance Policy should i choose for my holiday?

If you’re planning to travel more than once a year, then the Churchill annual policy may be ideal and work out cheaper for you than buying several single trip policies. The Churchill annual policy covers you for an unlimited amount of trips, including UK breaks and business trips, up to a total of 180 days per year (maximum of 45 days per trip). Alternatively, if you have only one trip planned this year, that is up to 90 days long for people aged between 18 and 64 or 45 days for people aged 65 to 99 years old, then the Churchill single trip policy would be suitable.