Details on the top 10 savings accounts that are available currently in the UK. Not surprisingly the top savings rates and savings accounts are from fixed rate bonds but it is good to see some of the best rates are also available from accounts requiring less notice and lower minimum deposits too. Rates correct as 01/01/2010. All the savings accounts below are covered under the UK financial services compensation scheme.

SAVINGS ACCOUNT PROVIDER	INTEREST AER	DETAILS	INTEREST PAYMENT	MINIMUM INVESTMENT	FURTHER INFORMATION
ICICI BANK	4.50%	4 YEAR FIXED RATE BOND	ANNUALLY OR MONTHLY	£1,000
Barclays Bank	4.25%	1 Year Regular saver £25-£250 per month with no withdrawal penalties. Existing Barclays customers only.	ANNUALLY	£25-£250 per month
ICICI HiSave	4.70%	3 YEAR FIXED RATE BOND	MONTHLY OR ANNUALLY	£1,000
ICICI HiSave	4.25%	24 MONTH FIXED RATE BOND	MONTHLY OR ANNUALLY	£1
PRINCIPALITY BUILDING SOCIETY	2.85%	ONLINE INSTANT ACCESS SAVINGS ACCOUNT	ANNUALLY	£1
TESCO INTERNET SAVER	2.75%	INSTANT ACCESS SAVINGS ACCOUNT	ANNUALLY	£1
ALLIANCE AND LEICESTER	2.75%	A & L Online Saver Issue 7 (Instant access savings account)	ANNUALLY	£1,000

Most of the top savings accounts shown above provide the highest interest rates available in the UK for your savings but require you to commit your savings for a period of time so before committing to these savings accounts make sure you can afford to tie your money up for the lengh of time these savings accounts require.