Brief Overview of History of Halifax

Halifax originally started as "The Halifax Permanent Benefit Building and Investment Society" in 1853. The name was changed to Halifax Building Society after a merger with Halifax Equitable Building Society in 1928. In 1997 Halifax demutualised floating on the London stock exchange resulting in just over 7.6 million members receiving windfalls worth an average of over £2,400. In 1999 Halifax acquired Birmingham Midshires and this was followed in 2001 by a merger with the Bank of Scotland valued at £10.8 billion. The new group became HBOS athough the brand names were retained. In January 2009 the banking crisis claimed another bank and HBOS gave up its independance as shareholders voted to allow the acquisition by Lloyds Banking Group. Currently the Halifax, Bank of Scotland and Birmingham Midshires brands are being retained.

Halifax Personal Banking Product Range

Halifax Personal Banking provides a full range of products. Savings Accounts include ISA's, Regular Savings Accounts, Easy Access/Instant Access Savings Accounts, Children's Savings Accounts and Fixed Rate Bonds Mortgages include Fixed Rate Mortgages, Tracker Mortgages and Buy to let Mortgages A range of credit cards are available including the Halifax all in one credit card Halifax Loans are available from £1,000-£25,000  Halifax also provides one of the largest share dealing services, a choice of investments, a premium bank account, and insurance products including Halifax Home Insurance, Car Insurance, Travel Insurance, Pet Insurance, Over 50s Life Insurance and Healthcare Insurance.