Who are Family Investments?

Family Investments is a mutual organisation, meaning that they are not owned by external shareholders. They are only answerable  to you, their customers. Family Investments were established in 1975 and by 2009 were the UK's favourite Child Trust Fund provider with over 1 million accounts, all of which contribute to £2.2 billion* (nov 2009) funds under management. As well as supplying child trust funds directly to customers they also provide them via companies like Santander, Post Office and Barclays.   If you apply for a child trust fund online with family investments they will also give you up to £25 Boots vouchers if you set up a regular Direct Debit when applying online.

Family Investments Child Trust Fund

Family Investments – The UK’s favourite Child Trust Fund provider. Family Investments – Award winning children’s savings specialist.It may be hard to believe now, but one day your tiny baby will be ready to face the big wide world on their own. And when they’re looking to buy their first car, set up home or start college, think how thankful they’ll be for a financial helping-hand.By saving a little and often now, you may not even notice the contributions you are making. Starting to prepare for their future today could make all the difference later on.Recent changes to the Child Trust Fund (CTF) mean that children’s saving is changing. Children born before 2011 should still be eligible for a CTF – and for those eligible, you’ll need to successfully claim Child Benefit by the end of March 2011 to receive the CTF voucher. There are a variety of account types available, including those that invest in cash deposits and pay interest, and others that invest in shares where the returns are potentially greater, but with a risk your child could get back less than paid in. Family Investments is the UK’s favourite CTF provider.  They provide a stakeholder CTF account that invests in shares.  You can find out more and apply online here. If your child is born in 2011, then unfortunately, they will not qualify for a CTF account.Family Investments Junior Bond could be an option for children who no longer qualify for a CTF. The final sum received will be free from capital gains tax and income tax.You can invest from just £15 a month, and need to commit to paying for at least 10 years.  If you cash the plan in early, you increase the risk of not getting back all that has been paid in for the child.The Junior Bond invests in shares so your money could benefit from good growth potential, though as the value can fall as well as rise, there is a risk the child may get back less than paid in.You can find out more and apply online here. Family Investments currently look after the finances of 1.7 million people, including over 1.2 million CTF accounts. As a mutual we’re owned by our customers, so profits are reinvested for their benefit. We have over 35 years experience of providing financial solutions for families, so you can trust us to help you do the right thing for your baby’s future. Winner of the 2010 Moneyfacts award for Best CTF Provider.Family Investments, committed to family finances.